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Loan

Home / Loan

For a common man, building a house in a city in today's time is nothing short of a dream come true. In view of the rising inflation, it is necessary for every person to get a loan from a bank to meet the needs of the house and he can easily buy or build a dream house for himself. As much as necessary to find the right plot or house for you, equally important is to find the right home loan for you. Because a wrong home loan can become a headache for you and you may get upset while paying its installments. Therefore it is necessary that you choose the right home loan. Not every kind of property gets a loan. In the earlier times, where to buy land or a house, it was easy to get a loan from a government bank at a low interest rate and less paperwork had to be done. But with the passage of time, the banking rules related to the home loan of the Reserve Bank gradually became stricter and the government banks have stopped giving loans on free hold plots or houses. Some private banks or NBFCs offer loans at high interest rates and many different types of charges are hidden from time to time. In this way, for a new and inexperienced person, the choice of the right bank or bank agent is a crooked crocodile, in which the possibility of being cheated is hidden.   

                      

Our Loan Services : We at Ghar Dhudho provide loan services to our clients. It includes Home loan, Loan against property, Personal loan, Construction loan, Balance transfer loan, Purchase and construction loan.

Personal Loan : You can take a personal loan from any bank to fulfill the requirements of daily life. It is based on your service or business. With Ghar Dhudho, you get the facility of personal loan. We will help you in getting a personal loan from nationalized banks like Bank of Baroda, State Bank of India, Punjab National Bank, HDFC Bank, ICICI Bank, Axis Bank, Yes Bank, etc. For this, you have to submit your income tax certificate and pay slip of 3 months. If you are unable to get any type of home loan property loan, then you can book or buy any property by taking a personal loan. Once it is important that the loan should be properly utilized as the loan is a loan and it has to be repaid. Misuse of this can put you in grave financial trouble.

Home Loan

Property Loan ( Loan Against Property - LAP)

Construction Loan

Mortagage Loan

Balance Transfer 

Documents required for home loan

For Salried Person

  • Salary Slip 4 Months 
  • Form 16 of  2 Years 
  • Office Id Card 
  • Appointment Letter
  • Pan Card and Adhar Card 
  • Saving Bank account statements updated 12 months till date  
  • Photograph 1
  • Property paper with complete chain
  • Agreement to Sale Paper

For self employed

  • 3 Years ITR
  • Balance Sheet
  • Profit and Loss Statement
  • Computation of Income Attested by CA
  • Pan Card and Adhar Card 
  • Saving Bank account statements updated 12 months till date 
  • Current Account statement updated 12 months till date 
  • Photograph 1
  • Property paper with complete chain
  • Agreement to Sale Paper

 Note : Same as above for co applicants documents